Links to Libertex on this page are affiliate links: we may earn a commission if you open an account, and it does not change this review. Libertex says its affiliate programme is not permitted in Spain, so readers in Spain should go to Libertex directly. How we review: our sources, MiCA checks and corrections policy.
Libertex review, checked 15 October 2026: Libertex suits EU traders who want a wide choice of crypto and share CFDs from a €100 first deposit. EU clients sign with Indication Investments Ltd, licensed by Cyprus’s CySEC (164/12). It sells no real crypto and is not in ESMA’s MiCA register. 84% of retail CFD accounts lose money with this provider.
If you want to own bitcoin and move it to your own wallet, Libertex is the wrong tool; pick an exchange from our MiCA licence tracker instead. This Libertex review covers only the EU company behind libertex.com. Many other reviews quote $10 or $200 minimums and 1:1000 leverage: those figures belong to non-EU Libertex companies. More brokers we have checked are on our Best Trading Platforms in Europe page, and the rules we use to score trading platforms are published there too.
Best for: EU traders who want short-term CFDs on many crypto coins (109 on the Libertex platform) and US shares (1,332 share CFDs at 0% commission), on a simple app or on MetaTrader 4 and 5.
Not for you if: you want to own crypto, you plan to hold leveraged crypto positions for weeks (overnight fees add up), you need copy trading, or you live in Belgium (not on CySEC’s passport list for Libertex).
Who runs it in the EU: Indication Investments Ltd, a Cyprus Investment Firm licensed by CySEC on 31 January 2012 (licence 164/12), with a representative office registered with Germany’s BaFin.
MiCA status: not in ESMA’s interim MiCA register (file of 7 October 2026, 365 firms). Libertex’s crypto products are CFDs regulated under MiFID II, not crypto-asset services.
Key costs: €100 first deposit, free deposits, 0.1% commission on crypto CFDs, 0.005% on EUR/USD, 0% on share and index CFDs, €1 card withdrawal, €10 a month after 180 inactive days.
- Libertex in six checked facts
- Which Libertex company serves EU clients?
- Is Libertex regulated and safe?
- Can you buy crypto on Libertex, and is it MiCA-licensed?
- What does Libertex charge? Fees and commissions
- What is the Libertex minimum deposit?
- Which payment methods does Libertex accept in the EU?
- Which platforms and markets does Libertex offer?
- How much leverage does Libertex allow?
- How do you open a Libertex account, step by step?
- Libertex Pros and Cons
- Who is Libertex for, and who should avoid it?
- How do you contact Libertex customer support?
- Our verdict: is Libertex the right choice for trading?
- Libertex questions readers ask
- How do we review trading platforms?
Libertex in six checked facts
- Libertex’s EU website states that 84% of retail investor accounts lose money when trading CFDs with this provider (checked 15 October 2026); several other reviews still show an older 83%.
- The minimum first deposit at Libertex EU is €100, and the smallest trade on the Libertex platform is €20, according to the Libertex terms and fees page.
- Crypto at Libertex means CFDs only: you bet on the price with a maximum leverage of 1:2 and never receive coins you can withdraw to a wallet.
- No Libertex company appears in ESMA’s MiCA register of 7 October 2026, while several other Cyprus-licensed CFD brokers do, including eToro (Europe) Ltd, XTB Limited and Trading 212 Markets Ltd.
- Holding a €1,000 bitcoin CFD for 30 nights costs about €4 in overnight fees on BTCUSD but about €21 on BTCEUR, based on Libertex’s specification table.
- Indication Investments is a member of Cyprus’s Investor Compensation Fund, which covers 90% of eligible claims up to €20,000 per client if the broker fails.
Which Libertex company serves EU clients?
EU and EEA residents open their account with Indication Investments Ltd through libertex.com. The company is a Cyprus Investment Firm supervised by CySEC, and its footer says it serves the European Economic Area and Switzerland.
The Libertex Group, founded in 1997 according to Libertex’s company page, also runs non-EU brands with different rules. That is why reviews disagree on the minimum deposit and leverage. Check the company name in your account documents before you fund it.
| Libertex company | Website | Who it serves | Regulator | Max retail leverage | Minimum deposit | MiCA / EU status | Checked on |
|---|---|---|---|---|---|---|---|
| Indication Investments Ltd | libertex.com, libertex.de | EEA and Switzerland | CySEC, Cyprus (licence 164/12) | 1:30 (major forex), 1:2 (crypto) | €100 | MiFID II investment firm; not in ESMA MiCA register | 15 Oct 2026 |
| Libertex International Company LLC | libertex.org | Outside the EEA | No EU licence; not an approved CySEC domain | Not published on the pages we read | Varies by region | Not in ESMA MiCA register; not for EU residents | 15 Oct 2026 |
| MAEX Limited (LBX) | lbx.com | Outside the EEA | Registered in Mauritius | Up to 1:1000 | $10 | Not in ESMA MiCA register; not for EU residents | 15 Oct 2026 |
If a Libertex-branded site offers you 1:1000 leverage or a $10 start, you are not dealing with the CySEC-licensed company, and EU investor protections such as the compensation fund do not apply.
Is Libertex regulated and safe?
Yes, for EU clients Libertex is regulated: Indication Investments Ltd has held CySEC licence 164/12 since 31 January 2012, so EU rules on client money, leverage caps and negative balance protection apply. Regulation does not make CFD trading safe; it limits what the broker can do with your money.
The CySEC register entry for Indication Investments lists libertex.com and www.libertex.de as its only approved domains. It passports the licence to 28 EEA countries plus Switzerland. Belgium is not on that list, so Belgian residents should ask Libertex in writing before applying.
The company also runs a representative office in Germany registered with BaFin (BaFin ID 10161686). Libertex’s homepage also shows its Audi Revolut F1 Team sponsorship; sponsorships say nothing about safety.
What protection do you get if Libertex fails?
Indication Investments is a member of Cyprus’s Investor Compensation Fund. According to Libertex’s ICF policy, the fund pays the lower of 90% of your eligible claims and €20,000. Libertex’s key information documents also state that client money is kept apart from company money and that negative balance protection applies, so retail clients cannot lose more than the account balance.
Libertex company background
Libertex says the group has more than 5 million users and over 45 industry awards, such as “Best Global Broker” (Ultimate Fintech Awards, 2025). These are the company’s own figures; we could not check them independently.
Can you buy crypto on Libertex, and is it MiCA-licensed?
No. Libertex EU offers crypto only as CFDs: 109 crypto CFDs on its own platform on 15 October 2026, from bitcoin and ether to meme coins such as dogwifhat and Bonk. You cannot buy, hold or withdraw real coins, and no Libertex company is authorised under MiCA.
The Libertex crypto CFD page quotes most coins against the US dollar; bitcoin is also available against the euro (BTCEUR). Retail clients can use at most 1:2 leverage on crypto, so a €500 stake controls a €1,000 position. CFDs fall under MiFID II, which is why a CySEC-licensed broker can offer them without a MiCA licence. It also means none of MiCA’s custody rules protect you, because there are no coins to protect.
Checked on 15 October 2026: Libertex accepts EU residents through Indication Investments Ltd (CySEC). MiCA authorisation: no. Neither Libertex nor Indication Investments appears in ESMA’s interim MiCA register (file of 7 October 2026, 365 firms). Cyprus-licensed CFD brokers that are in the file include eToro (Europe) Ltd, Capital Vault Ltd (Capital.com), XTB Limited, Trading 212 Markets Ltd and NAGA X.
If you want to own the coins, a MiCA-authorised platform is the better fit. eToro (Europe) Ltd, for example, is in the register and sells real crypto next to CFDs; see our eToro reviews. More on how CFDs on coins work: our guide to cryptocurrency trading and to CFD trading.
eToroAd: 51% of retail investor accounts lose money when trading CFDs with this provider. Crypto investments are risky and may not suit retail investors; you could lose your entire investment. Understand the risks here.
What does Libertex charge? Fees and commissions
Libertex charges a commission that depends on the market (0.1% on crypto CFDs, 0.005% on EUR/USD, 0% on share and index CFDs), plus the spread, an overnight swap and up to 0.3% when the asset is quoted in another currency than your account. Deposits are free.
All figures below come from the Libertex specification table (Libertex platform, euro account) and the terms and fees page, both read on 15 October 2026. Libertex’s key information documents describe the commission as a one-off cost charged when you open a CFD.
| Market (example) | Commission | Average spread | Overnight swap, long | Max retail leverage | Checked on |
|---|---|---|---|---|---|
| Bitcoin CFD (BTCUSD) | 0.1% | $31.83 | 0.014% a night | 1:2 | 15 Oct 2026 |
| Bitcoin CFD in euros (BTCEUR) | 0.1% | €8.67 | 0.07% a night | 1:2 | 15 Oct 2026 |
| Most other crypto CFDs | 0.1% | Varies | 0.07% a night | 1:2 | 15 Oct 2026 |
| EUR/USD | 0.005% | 0.3 pips | 0.0103% a night | 1:30 | 15 Oct 2026 |
| Share CFDs (e.g. Apple, Nvidia) | 0% | Varies | 0.0512% a night | 1:5 | 15 Oct 2026 |
| DAX index CFD (FDAX) | 0% | 4.4 points | 0.01644% a night | 1:20 | 15 Oct 2026 |
| Real shares (Libertex Invest) | 0% | Market spread | None | None (no leverage) | 15 Oct 2026 |
Non-trading fees: an inactivity fee of €10 a month once the account has had no trades, open positions, deposits or withdrawals for 180 days, and €10 a month if you leave money on the account more than two months after closing your agreement. Statements and account closure are free.
Worked example: a €1,000 bitcoin CFD position
You put €500 into a long bitcoin CFD with the maximum 1:2 multiplier, so your position is worth €1,000. Here is what Libertex’s published rates mean for that trade, using the bitcoin prices shown on libertex.com on 15 October 2026 (about $80,790 for BTCUSD and €72,060 for BTCEUR) and Libertex’s average spreads.
| Cost on a €1,000 position | BTCUSD, held 7 nights | BTCUSD, held 30 nights | BTCEUR, held 7 nights | BTCEUR, held 30 nights |
|---|---|---|---|---|
| Commission (0.1%) | €1.00 | €1.00 | €1.00 | €1.00 |
| Average spread | about €0.39 | about €0.39 | about €0.12 | about €0.12 |
| Overnight swap | €0.98 | €4.20 | €4.90 | €21.00 |
| Currency adjustment (up to 0.3% at open and close) | up to €6.00 | up to €6.00 | €0 | €0 |
| Total | up to €8.37 | up to €11.59 | €6.02 | €22.12 |
Our view: the euro-quoted BTCEUR is cheaper for trades of a few days, because it skips the currency adjustment. From about 12 nights on, the dollar-quoted BTCUSD is usually cheaper, because its swap is five times lower (if the full 0.3% adjustment applies; if less, BTCUSD wins sooner). If you think you might hold for months, the swap alone (about 2.1% a month on BTCEUR) is a reason to own bitcoin on a MiCA exchange instead. Profits and losses are not included.
What is the Libertex minimum deposit?
The Libertex minimum deposit for EU clients is €100 for the first deposit, whichever payment method you use. After that, the smallest position you can open is €20 on the Libertex platform or 0.01 lot on MetaTrader, and the smallest withdrawal is €10 (no minimum by bank transfer).
Figures of $10, $50 or $200 in other reviews come from Libertex’s non-EU companies. Accounts can also be held in pounds, Swiss francs or zloty, where the minimum trade is £20, CHF 20 or 100 zł. The Libertex demo account needs no deposit and comes with €50,000 of virtual money, which is the sensible place to learn how the multiplier works.
Which payment methods does Libertex accept in the EU?
Libertex EU takes deposits by card, PayPal, Skrill, Neteller, SEPA bank transfer and local bank methods (iDEAL, Trustly, Przelewy24, BLIK, EPS, Multibanco), all without a Libertex fee. Withdrawals go back to the method you paid with and cost between nothing (PayPal) and 1% (Skrill, Neteller).
Availability depends on your country. The list comes from the Libertex payment methods page on 15 October 2026. Sofort and Giropay, named in older reviews, are no longer listed.
- Visa or Mastercard debit and credit card: free deposit, instant; €1 per withdrawal, 1 to 5 days
- PayPal: free deposit and withdrawal, instant
- Skrill and Neteller: free deposit, instant; 1% per withdrawal, within 24 hours
- SEPA or international bank wire: free deposit, 3 to 5 days; withdrawal 0.5% (minimum €2, maximum €10), 3 to 5 days
- Trustly, iDEAL, Przelewy24, BLIK, EPS and Multibanco: deposits only, free, instant
Withdrawal from Libertex: time and fees
Money goes back to the method you deposited with. On a €500 withdrawal, PayPal costs nothing, a card costs €1, a bank wire €2.50 and Skrill or Neteller €5. Your bank or wallet may add its own fees.
Which platforms and markets does Libertex offer?
Libertex offers its own web and mobile platform plus MetaTrader 4 and MetaTrader 5. On 15 October 2026 its specification table listed 1,582 CFD lines on the Libertex platform; a separate Libertex Invest account buys real shares at 0% commission.
| Market on the Libertex platform | Number of CFDs | Max retail leverage | Checked on |
|---|---|---|---|
| Share CFDs | 1,332 | 1:5 | 15 Oct 2026 |
| Cryptocurrency CFDs | 109 | 1:2 | 15 Oct 2026 |
| Forex pairs | 46 | 1:30 major, 1:20 minor | 15 Oct 2026 |
| Option CFDs | 26 | See specification | 15 Oct 2026 |
| ETF CFDs | 23 | 1:5 | 15 Oct 2026 |
| Index CFDs (cash and futures) | 20 | 1:20 major, 1:10 minor | 15 Oct 2026 |
| Metals, oil and gas, agriculture, bonds | 26 | 1:20 gold, 1:10 other commodities | 15 Oct 2026 |
The Libertex Invest account holds real shares and pays dividends, with no commission but market spreads, US regulatory fees on sales and depositary fees on ADRs. It is a reasonable side option for buying single shares. ETF CFDs sit on the main account; our guide to ETF trading explains the difference. For chart work before you trade, our technical analysis guide covers the indicators most platforms offer.
How much leverage does Libertex allow?
Retail clients at Libertex EU get the leverage caps set by ESMA: 1:30 on major currency pairs, 1:20 on minor pairs, gold and major indices, 1:10 on other commodities and minor indices, 1:5 on shares and ETFs, and 1:2 on crypto. Professional clients can apply for more.
These limits come from the EU’s ESMA restrictions on CFDs for retail investors, and the same rules require negative balance protection. Libertex calls its leverage a “multiplier”; a 1:2 multiplier means a 10% fall in bitcoin costs you 20% of your stake.
How do you open a Libertex account, step by step?
Opening a Libertex account takes an email address, a password, an identity check and a €100 deposit. You can trade on the demo account straight away; real trading needs a verified profile.
- Start your online registrationAd with your email address and a strong password (upper and lower case letters, numbers and symbols).
- You land in your dashboard with a choice between the demo account (€50,000 virtual) and a real account. Practise on the demo first.
- Confirm your email address and fill in your personal data and phone number under your profile, so nobody else can change your login details.
- Answer Libertex’s questions on trading experience; as an EU broker it must check whether CFDs suit you.
- Upload a passport or ID card and, if asked, a recent utility or phone bill as proof of address.
- Deposit at least €100 with one of the methods above and switch to your real account.
Trading a crypto CFD on Libertex: the Polkadot example
To open a trade, search for the asset (for example “Polkadot” for DOTUSD), choose whether you expect the price to rise (Buy) or fall (Sell), set the amount and the multiplier, and add a Stop Loss or Take Profit. The screenshots below are from an older version of the app; the steps are the same.
You can close, increase or change the position at any time while the market is open. If you have not set a Stop Loss, check open trades often, and remember that every night a position stays open adds a swap charge. Selling short is the same process with the Sell button; our short selling guide explains the risks.
Libertex Pros and Cons
Pros
- EU licence since 2012: CySEC licence 164/12, compensation fund up to €20,000 and negative balance protection.
- Wide CFD range: 109 crypto CFDs and 1,332 share CFDs on the Libertex platform.
- Low costs on forex and shares: 0.3-pip average EUR/USD spread with 0.005% commission; 0% commission on share and index CFDs.
- Choice of platform: Libertex app plus MetaTrader 4 and 5, and a €50,000 demo.
Cons
- No real crypto, no MiCA licence: crypto is CFDs only, with no wallet or coin withdrawals.
- Costly to hold: 0.07% a night on most crypto CFDs, about 2.1% a month on the position.
- Inactivity fee: €10 a month after 180 days without activity.
- No copy trading: the EU site lists no copy-trading product.
Who is Libertex for, and who should avoid it?
Libertex fits EU residents who already understand CFDs and want short-term positions on crypto coins or US shares with low commissions. It is not a good fit in these cases:
- You want to own bitcoin or ether, stake it or move it to your own wallet: Libertex only offers CFDs and has no MiCA licence.
- You are a beginner hoping to build long-term savings: leverage and overnight fees work against you.
- You want copy trading: see our list of copy trading platforms instead.
- You live outside the EEA and Switzerland, where a different Libertex company without an EU licence would serve you.
- You trade rarely: after 180 quiet days, €10 a month comes off your balance.
Libertex can still be a reasonable choice for a trader who wants the 109-coin crypto CFD list and a simple app. If you are working out a plan first, read our crypto trading strategies guide.
How do you contact Libertex customer support?
Libertex EU support works through its help centre, phone and email (support@help.libertex.com, the address CySEC lists). We found no response-time promise on the pages we read.
A Libertex-branded site other than libertex.com or libertex.de is not the CySEC-licensed company.
Our verdict: is Libertex the right choice for trading?
Libertex is a properly licensed EU CFD broker with a long crypto CFD list, cheap forex and zero-commission share CFDs. For trading price moves over days, it does the job. It is no place to buy crypto: no coins, no MiCA licence, and weeks-long leveraged positions get expensive.
If you live in the EEA or Switzerland and want to try it, start on the demo, then sign up for LibertexAd with money you can afford to lose. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage; 84% of retail investor accounts lose money when trading CFDs with Libertex.
Libertex questions readers ask
Is Libertex regulated in the EU?
Yes. Libertex in the EU is run by Indication Investments Ltd, a Cyprus Investment Firm licensed by CySEC (licence 164/12) since 31 January 2012. The licence covers 28 EEA countries and Switzerland, but not Belgium. Libertex’s non-EU sites, libertex.org and lbx.com, belong to companies without an EU licence.
What is the Libertex minimum deposit?
The Libertex minimum deposit for EU clients is €100 for the first deposit, according to its terms and fees page checked on 15 October 2026. The smallest trade is €20 on the Libertex platform. Lower figures of $10 or $50 in other reviews apply to Libertex’s non-EU companies.
What fees does Libertex charge?
Libertex charges 0.1% commission on crypto CFDs, 0.005% on EUR/USD and 0% on share and index CFDs, plus the spread, an overnight swap and up to 0.3% currency adjustment. Deposits are free; withdrawals cost from €0 (PayPal) to 1% (Skrill, Neteller), and inactive accounts pay €10 a month.
Can you buy real crypto on Libertex?
No. Libertex EU offers 109 crypto CFDs but no real coins, so you cannot withdraw bitcoin to a wallet. No Libertex company is in ESMA’s interim MiCA register (file of 7 October 2026). If you want to own crypto, use a MiCA-authorised exchange from our MiCA licence tracker.
Is my money safe with Libertex?
Libertex EU keeps client money apart from its own, offers negative balance protection and belongs to Cyprus’s Investor Compensation Fund, which pays 90% of eligible claims up to €20,000 if the firm fails. None of this covers trading losses: 84% of retail CFD accounts lose money with Libertex.
How long does a Libertex withdrawal take?
Libertex lists PayPal withdrawals as instant, Skrill and Neteller within 24 hours, cards within 1 to 5 days and bank wires within 3 to 5 days. Fees are €0 for PayPal, €1 for cards, 1% for Skrill and Neteller, and 0.5% for wires (minimum €2, maximum €10).
Does Libertex offer MetaTrader 4 and copy trading?
Libertex EU offers MetaTrader 4 and MetaTrader 5 next to its own web and mobile platform, with trades from 0.01 lot on MetaTrader. We found no copy-trading product in the libertex.com menus for EU clients, so compare our list of copy trading platforms if you need one.
How do we review trading platforms?
How we researched this: on 15 October 2026 we read Libertex’s EU homepage, its terms and fees page (CFD and Invest tabs), the full specification table for crypto, forex, shares, indices, ETFs, options, bonds and commodities on the Libertex platform with a euro account, and its payment methods, demo, crypto and company pages. We checked the licence in the CySEC register, the MiCA status in ESMA’s interim register file of 7 October 2026, and the compensation rules in Libertex’s ICF policy. We did not open a real account; the worked example uses Libertex’s published average spreads and swap rates, and the currency adjustment at its stated maximum. Our general method is on how we review.